Filing a Roof Claim? Start With a Call.
Call (919) 555-0185Tap to call · we answer 24/7, storm or shine
A claim goes smoother when the damage is documented from the start. Reach a real person any hour and we get the roof on record for you.
Wind and hail damage is commonly covered by North Carolina homeowner policies. We document it, you file, and you stay in control. We are not a public adjuster.
A storm-damage insurance claim goes smoother when the damage is documented properly from the start. Summit & Oak inspects your roof, documents every area of damage with detailed photos and drone footage, and gives you a written report to file your claim with confidence. We meet your insurance adjuster on-site and walk them through every item, and we work directly with your insurer through the process. We are not a public adjuster, we do not negotiate your claim, and we do not guarantee an outcome. What we do is make sure the roof damage is seen and documented.
If the roof is not actively leaking, skip the phone tag.
Tell us what is going on and we take it from there, with a real estimator on the line within the hour. Three quick questions, a 60-second estimate, no pressure.
Get Your Free Estimate in 60 Seconds.
No phone tag. Tell us what is going on and we take it from there.
On approved credit. Estimate only, not an offer to lend.
Knowing the steps ahead of time takes the stress out of a storm claim.
The single most important step is documentation before any work is done, beyond emergency tarping to stop active water. Our written report and photos give you and your adjuster a clear, shared record of the storm damage, which is what a clean claim is built on.
You are not required to use a contractor your insurer suggests. North Carolina homeowners choose their own roofer. We work with every major carrier and coordinate directly with your insurer so the process is smooth no matter who holds your policy.
Your deductible is your responsibility, and any roofer who offers to waive, absorb, or cover it is putting you at legal risk. We give you an honest, detailed estimate so there are no surprises and no games. Transparency is the whole point.
Where We Offer Insurance Claims
Serving Raleigh and the surrounding Triangle towns.
Cannot find your answer? A real person is one call away, no pressure.
- A real person answers. No phone tree, no pressure to commit.
- Free documented inspection: photos and a written report before any quote.
- Straight answers on cost, insurance, and financing, even when the answer is a repair, not a replacement.
We document the damage, provide a written report and photos, meet your adjuster on-site, and work directly with your insurer. You file the claim yourself. We are not a public adjuster and do not negotiate the settlement or guarantee coverage.
Yes. North Carolina homeowners are not required to use a contractor their insurer recommends. You choose your roofer, and we work with every major carrier.
Your deductible is your responsibility. Be cautious of any contractor who offers to waive or absorb it, which is not legal in North Carolina. We give you an honest, detailed estimate up front so there are no surprises.
That depends on your insurer and policy, and it is a fair question to ask your agent directly. What we can do is make sure that if you file, the roof damage is properly documented so the claim reflects the real condition of your roof.
Understand Your Storm Damage.
A free, no-obligation inspection with photos you can use to file your claim with confidence.
“Two roofers told me they could not do Clayton because of the Johnston County permitting. Summit & Oak handled it like it was nothing and the wind repa…”