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No phone tag. Tell us what is going on and we take it from there.
On approved credit. Estimate only, not an offer to lend.
Everything we get asked most, in one place: cost and financing, storm and insurance, how the work goes, and what your warranty actually covers.
Cost & Financing
Most Triangle roof replacements run between $10,000 and $25,000 depending on size, pitch, complexity, and material, with premium materials like slate or metal going higher. The only way to know your exact price is a free inspection. Our roofing cost guide breaks down the ranges in detail.
Yes. We offer monthly payment options through third-party lenders, with zero-down plans available on approved credit. Our financing calculator gives you an estimated monthly payment for any project size.
Usually because something was left out. A low bid often skips a full tear-off, decking inspection, proper underlayment, or ridge ventilation. We give you an itemized estimate so you can compare apples to apples.
The Work
Most Triangle homes are torn off and re-roofed in a single day. Larger, steeper, or more complex roofs can run into a second day. We give you the timeline in writing before we start.
Our own trained crews. We do not put subcontracted strangers on your roof, which is how we keep quality consistent and stand behind our workmanship warranty.
We protect your landscaping during the job, haul away all debris, and finish with a magnetic sweep of the yard and driveway to collect every nail.
Storm & Insurance
We document the damage with photos and a written report, meet your adjuster on-site, and work directly with your insurer. You file the claim yourself. We are not a public adjuster and do not negotiate the settlement or guarantee coverage.
Wind, hail, and hurricane damage are commonly covered by North Carolina homeowner policies, though it depends on your specific policy. A documented inspection tells you where you stand. Your deductible is your responsibility.
Yes. North Carolina homeowners are not required to use a contractor their insurer recommends. You choose your roofer, and we work with every major carrier.
Yes. We respond 24/7 across the Triangle and will tarp the breach to stop water intrusion before making the permanent repair.
Warranty & Trust
You get the manufacturer's material warranty on the shingles plus our written 25-year workmanship warranty on the installation, which is transferable if you sell the home.
Yes. Summit & Oak is licensed and insured in North Carolina, NC License #74122, and we carry the certifications required to register the strongest manufacturer warranties.
Master Elite is the highest certification GAF awards, held by only a small fraction of contractors. It lets us register your roof for the GAF Golden Pledge, the strongest warranty in residential roofing.
Call us or request a free estimate. A real person, real answers, no pressure.
“Hail took out half the neighborhood. Summit & Oak had photos in my inbox that same afternoon and met my adjuster on the roof a few days later. New roo…”